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Vivo Y95 has an aperture ratio of f/2.0 for its 20MP front camera. While the rear camera has f/2.2 & f/2.4 aperture for the 13MP & 2MP cameras respectively.
No. Vivo Y95 does not have the IR remote sensor.
Yes, Vivo Y95 does have the portrait mode for both its cameras - rear & front.
Vivo Y95 does have the OTG support.
Yes, Vivo Y95 does have the fingerprint scanner. It also supports the face unlock.