Check in the offer section just below the product image if the product is available for EMI without credit card or not
Select payment option of "EMI Without Credit Card" on the payment page
Choose the best EMI tenure plan as per your comfort. Choose it wisely as per your re-payment capability
Enter the OTP sent to your registered mobile number and initiate your loan application
Carefully enter your personal details. Make sure that you do not do any mistake here. Your name should be as per your PAN card only. Use your Aadhar card only while applying
Select your employment type and other details. Make sure that you mention your right monthly income as it will get verified on later stage
Now pay the down-payment (10% of the order value) via debit / credit card or via Net Banking
Now upload your bank statement. Use your salary account bank statement only for faster approval. If you do not have statement with you, follow the next step
If you do not have your bank statement ready with you, select your bank and provide your log-in details. It will get fetched automatically
Accept the loan agreement. Go thru the terms & conditions carefully
Upload your identification proofs. Make sure that they are clearly visible and your face should be identified. You can even upload pictures via your smartphone
Confirm the bank details from your EMI will get auto collected. Provide your correct IFSC code
If your mobile number is linked with your Aadhar Card authorise re-payment via eSign with the help of VID (Virtual ID)
Your application has been successfully submitted. It shall take about 4 hours to 24 hours for the approval. Check your text messages and email regularly
Congratulations. Your loan application has been confirmed and your ordered item will get dispatched in next 48 hours
*Available on selected models