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No. Samsung Metro XL does not have WiFi.
Yes, Metro XL supports T9 type.
No. You cannot use Jio sim card in this phone.
Yes, Metro XL does have speaker, which is located on the back side of the phone.
No. Java apps are not supported.
What I liked most about this phone is the user interface. It is very simple and people of all age can use this without any trouble. It has local language support. And the phone battery is excellent. With lot of calls, a little bit of internet browsing - I need to charge only once in 3 days. The display is quite big and overall, this phone is truly Pocket Main Rocket.