Samsung A20s (4GB+64GB Black)
Price: ₹13,695

Buy Samsung A20s with No Cost EMI

Discover No Cost EMI

The monthly instalments you pay will be based on the final price of the product and the EMI tenure you choose. Only Mobiles will provide an upfront discount for the interest charged by the bank. You can pay the EMI amount in interest free instalments.
*Taxes as applicable will be charged by bank
No Down Payment
No Processing Fees

How to avail No Cost EMI

Eligibility - Check if your product qualifies for No Cost EMI
Options - Check for various EMI options on the product
Select - Choose the suitable option on payment page

How it Works

Here's an example of a product purchase with No Cost EMI
How will it affect my bank statement?

Your card limit will be blocked for the full payable amount initially. After 4-7 business days your bank will process this to an EMI and you will be charged the EMI amount in your monthly statement.

Purchase your chosen product with No Cost EMI


We’ll provide you an instant discount equal to your interest amount

- ₹269

Bank will charge you interest every month on your card* (which we would have already reimbursed)

+ ₹269

YOU PAY ₹13,695
Note: *Taxes as applicable will be charged by the bank
This mean you eventually pay the exact price of the product with no extra costs on EMI or processing fees.
Will I be charged interest by my bank?

Yes, interest will be charged by your bank. Although, we’ll provide you an instant discount equal to the interest payable to bank. Hence, there won’t be any additional cost charged to you.

After Placing the Order
Discounted amount is paid to the bank (₹13,695 - ₹269)


After 4-7 Working Days
Amount is reversed by the bank and changed into EMI


Monthly Installments
You will pay your installment every month according to EMI plan. Your credit limit will be released as you pay your EMI


YOU PAY ₹13,695
Note: *Taxes as applicable will be charged by the bank
1st EMI ₹4,565
2nd EMI ₹4,565
3rd EMI ₹4,565
TOTAL ₹13,695

Frequently Asked Questions

What is No Cost EMI?

No cost EMI is an offer from OnlyMobiles which helps you to replay your EMI provider only the product price, which you are buying. For example, if you buy a Rs.9,000 item at a 6 months tenure, you will pay your EMI provider Rs.1,500 every month for 6 months. Total payment from your side will be Rs.9,000 at the end of the repayment period. 

Can I get No Cost EMI on debit card?

No. No Cost EMI offer is not available on the debit cards as of now. You need to use your credit card for the same. 

Which all banks credit card I can use to avail No Cost EMI?
You can use Citi Bank, American Express, HDFC Bank, Axis Bank, Kotak Bank, ICICI Bank, SBI Bank, HSBC Bank, RBL Bank, Standard Chartered Bank and Yes Bank credit cards to avail No Cost EMI on mobiles. 
Can I buy anything apart from mobiles?

Yes, You can purchase any product or combination of products on No Cost EMI. The only requirement is your cart value should be more than Rs.5,000. 

What are the charges or down payment for No Cost EMI?

There are absolutely no charges like processing fees or downpayment involved when you purchase with No Cost EMI. However, your bank may charge you GST or any other taxes on the interest component of the EMI. 

Can I use OnlyMobiles coins along with the No Cost EMI offer?
Yes, absolutely. You can use OnlyMobiles coins along with the No Cost EMI offer. Your cart value should be more than Rs.5,000 after applying the deduction of OnlyMobiles coins. 
Will my bank continue to charge me interest?

Yes, your bank or EMI provider will charge you interest. However, this interest charge has been provided to you as an upfront discount at the time of your purchase from our side. So, effectively, you are getting the benefit of a No Cost EMI. 

How my EMIs will be charged?

Usually, EMI providers take 3-5 working days to process your EMI. Once done, your EMI will be charged on monthly basis as per your credit card billing cycle. Please check with your EMI provider or credit card company for such detail.