No. None of the Xiaomi phones comes with the earphone. You have to purchase it separately.
Yes, Redmi Y2 does have the fingerprint scanner & face unlock, too.
Yes, Redmi Y2 can support split screen.
No. Redmi Y2 can support only one 4G sim card at a time. Another sim card will work either on 2G or 3G network as per your preference.
The Xiaomi Redmi Y2 is a slightly better attempt at a selfie-focused smartphone than the model it replaces. It has proven hardware that is capable of delivering a smooth user experience, plus MIUI 9.5 which has a lot of added features.