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Nokia 8.1 comes with the Android Pie out of the box. You will also get Android updates for the next 2 years.
Yes, Nokia 8.1 is the metal body phone.
No. Nokia 8.1 is not a water-resistant phone.
Yes, Nokia 8.1 does have the Corning Gorilla Glass display.
Yes, you can use 2 4G SIM cards at the same time in Nokia 8.1.